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Full cost upfront

Pay any bill.
Split it if you need to.

Electricity, data, cable and more — settled instantly, or spread across 4 easy payments. No interest, no hidden fees.

See your split

Approved instantly

Today

8,750

Second Payment

8,750

Third Payment

8,750

Fourth Payment

8,750

Total cost: 35,000

₦0 interest

ElectricityAirtimeMobile DataCable TVInternetBettingWaterEducation
ElectricityAirtimeMobile DataCable TVInternetBettingWaterEducation
What You Can Pay

One platform. Every bill.

Electricity

Prepaid & Postpaid meters

Airtime

All networks supported

Data

Affordable bundles

Cable TV

DSTV, GOTV, Startimes

Internet

Fiber & broadband

More

Coming soon

The Process

Three steps. That's it.

Bill payment made super easy.

1

Create Account

Sign up in less than 2 minutes

Sign up
2

Choose Utility

Select what bill you want to pay

3

Pay & Receive

Complete payment and get instant confirmation

The Difference

No credit checks that dig into your history. No interest that creeps up later. Just three things we actually deliver on.

Secure & Trusted

Bank-level encryption for all transactions

Instant Delivery

Get your tokens and airtime immediately

Earn Rewards

Get points with every payment

3+

Utility types covered

Our Mission

Empowering every African household

We're on a mission to turn Africa's fragmented utility payment ecosystem into one seamless, reliable, inclusive platform — empowering students, freelancers, families, and small businesses with instant service delivery, flexible payment options, and an intelligent Buy Now, Pay Later structure.

Buy Now, Pay Later

Never Let a Bill Wait For Payday

Split any utility bill into 4 flexible installments. No credit checks, no hidden fees, just breathing room when you need it.

Instant approval

Get approved in seconds.

0% interest

Pay the exact bill amount, split evenly, always.

Builds your credit score

Every on-time payment strengthens your BillAfrique profile.

Approved

Electricity Bill

0

Split into

4x ₦12,000

Today

2 Weeks

4 Weeks

6 Weeks

1 of 4 payments made · next payment in 2 weeks

Trust & Safety

Bank-grade security. Zero compromises.

Every transaction is encrypted end-to-end, and every payment type is backed by the actual regulators who oversee it.

SSL Encrypted

256-bit SSL encryption for all transactions

Two-Factor Auth

Extra layer of security for your account

Need Help?

Frequently Asked Questions

Everything you need to know

Ready to Get Started?

Start managing your utility bills the smart way

BillAfrique Office

1, Anchorage Place, Lekki, Lagos, Nigeria

+234 803 496 2687

support@billafrique.com

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